Structured Finance Products

Structured trade finance involves financing structures tailored around the trade of large quantities of commodities or other high-value essential products depending on our clients' needs. These types of financing are considered a part of the clients' supply chain and are structured to operate based on the terms agreed upon with suppliers.

This type of financing is most commonly used by producers, traders, and end-users in commodity-intensive sectors. Based on the financing and collateral structures, structured trade finance include sub-products such as inventory financing, asset-backed renewable financing, and reserve-based secured loans.

Syndication and club loans are credit facilities provided by two or more lenders to meet the general credit needs of clients, finance their investments and growth projects, or provide large-scale financing that a single bank cannot handle alone. These loans involve common documentation and are offered under similar terms and conditions, arranged by a lead bank(s).

There are multiple lenders in both syndication loans and club loans. Structures where certain banks are assuming lead bank or syndicate manager role are called "syndication loans," while structures where there are no designated lead bank or syndicate manager role and multiple banks provide the loan under the same conditions are called "club loans." In cases where there are different structures within the loan, such as different tranches financed by different lenders with varying terms, the terms and conditions of the loan may vary for each lender. Key elements in syndication and club loans include common documentation binding the consortium and one or more financial institutions acting as the lead institution to manage the loan and the consortium.
Our bank can act as a financial advisor, arranger, and participant in these loans.

Project finance loans focus on the specific financing needs of clients' new or growth-oriented investment projects, acquisitions, mergers, or asset purchases, rather than their general credit needs. The aim of project finance is to ensure the loan is repaid according to the cash flows generated by the project and to structure a financing arrangement where the project's assets are used as collateral, rather than the sponsor's existing assets.
Our bank can act as a financial advisor, arranger, and participant in these loans.

Our bank, authorized by the Capital Markets Board of Türkiye (SPK), can act as an intermediary in the issuance of capital market instruments.

Debt securities, i.e. commercial papers and bonds, issued by companies as a means of borrowing, have become a widely used alternative financing source in recent years. Our bank provides support to clients throughout the process, from identifying the financing need and the appropriate solution to issuance, with our competent team and effective access to our investor base.

In addition to debt securities, our bank can act as an intermediary or financial advisor for various capital market products such as lease certificates (sukuk), asset-backed securities, and asset-based securities.

You can view the issuances we have intermediated since our establishment here.

Export Credit Agencies (Hermes, Coface, SACE, etc.), which provide insurance or credit to promote the export of capital goods by producers in their respective countries, offer medium- and long-term credit access to clients who are buyers of these goods.

Although the conditions of country loans vary according to the country, it can be provided for all kinds of capital goods through an intermediary bank or financial institution. Our bank, with its competent and experienced team, supports clients in accessing these financing opportunities as financial advisors.

Our bank supports clients in financing their domestic or international operations, general, project, or investment-based needs through private placement loans structured with development banks, domestic or international financial institutions, investors, or private funds. We act as financial advisors for these tailored financing structures.

Our bank provides financial advisory services to clients for their financial needs, debt, equity, and financing optimization efforts. These services include inventory financing, receivables and supply chain management, working capital optimization, financing base diversification, debt refinancing, club or syndicated loan arrangement, and acquisition financing.